La Loca update

[sereneorange]

After the eviction hearing last month, where La Loca was evicted, and the other neighbor was a childish ghoul enjoying La Loca's spiraling demise into madness and homelessness, and my sister's reluctant helpfulness in the case against La Loca, La Loca filed an appeal. She still lives there. She has been behaving for the most part. 

Monday, when my sister came home from work, she could hear La Loca screaming and wailing in her apartment. She is Schizophrenic and often I can hear her yelling or screaming at the voices in her head. Why can't they at least have sweet voices that tell them happy thoughts and give them daily affirmations.  Mental illness is so damn hearttbreakingly sad. 

When Fini went to grab the mail, she heard La Loca's blinds slapping together as she was peaking on her. 
Tuesday was the final hearing for the appeal. Fini is the only going as a witness for the management company. La Loca will certainly focus on Fini as the reason she is being evicted although we never filed a complaint. We just blogged them :D 

The judge was an hour and a half late, took a 30 minute phone call, swore everyone in then told them they all HAD to come back tomorrow as he had a jury trial scheduled. What an ass. 
I heard La Loca stamping around back and forth in front of our apartment. 

Fini is back in court right this minute. I hope it goes well. I hope La Loca doesn't burn our apt down while we are visiting my father in the hospital after work. I hope the house passes inspection this Saturday. I am excited and exhausted just thinking about moving into our house in a months time and being deeply in debt for the next 30 years.

Comments

[bailey21975.livejournal.com]

Hopefully all will go well. What time will Fini be back from court?

[serene-orange.livejournal.com]

in about 2 hours I guess

[rubygloomrox.livejournal.com]

It's the most gratifying debt ever, though.

[serene-orange.livejournal.com]

That is how I am going to look at it.

In regards to being deeply in debt

[rainygirl.livejournal.com]

Ok, you might have already figured this out, but I'm gonna show ya anyway. If you look at the Amortization Table I made for you (making basic assumptions of a 30 year fixed loan of $120,000 at 6.5%) then you'll see your payments for the first few years only pay off ~$100 of principal. SO, if you ever have an $100 in your monthly budget, you can put it towards your mortgage, and it's like making a whole month's payment!

Sorry. I am so bored at work.

Re: In regards to being deeply in debt

[serene-orange.livejournal.com]

I used to work for a bank servicing online banking and loans.

If we make the payment twice a month (even if it is just half a payment each time equaling up to a month 's payment by the due date) it takes
TONS off the interest because each time the payment arrives, and posts, you have some going to interest, and some going to principle and then it begins to accrue interest at a lower amount because the principle is a little lower.
:D

Re: In regards to being deeply in debt

[rainygirl.livejournal.com]

oh yeah, you worked at the bank. :)

well, i figured you already knew it. I just like playing with Mortgage Calculators. :)

Re: In regards to being deeply in debt

[serene-orange.livejournal.com]

You have a house hunger, too?

Re: In regards to being deeply in debt

[rainygirl.livejournal.com]

yes i do. as soon as i pay off my credit cards (which will be in about 6 months! my first time to be credit card debt-free in 9 years!), i'm going to start looking at houses...

Re: In regards to being deeply in debt

[serene-orange.livejournal.com]

WHOO!!!