Banking sob

Dec. 7th, 2004 11:20 pm
sereneorange: (Default)
[personal profile] sereneorange
I try to not care too much about the people that are on the other end of my line at work.  It works out for me that way. Truth be told, I prefer boring calls or calls from ass faces because it is easier to deal with than the one's that will break your heart.

I had several old people call me today who have just lost their spouse of 60 some odd years. I have had several children who lost their parents, and several parents who lost their children.

There is a federal regulation D that states that there can be no more than 6 preauthorized withdrawls from a savings account in a month of which no more than 3 can be checks.  When a person's account exceeds that, we send them a letter reminding them of the regulation. If it happens a second time in a rolling 12 month period, we send another letter. The third time, we have to convert the savings account to a checking account. 
This old man called today after getting his first letter. He was apologizing like he had made some great offense. He kept saying he was just so out of it after losing his wife of 66 years, that he really wasn't keeping track  and he ran out of checks and thought these were for the checking account and his wife really was the one who kept track of it. He just kept apologizing. I tried assuring him that it was perfectly ok, that we were just required to send him notice of the regulation and there would be no adverse effects. He thanked me profusely and promised not to do it again. I thanked him for his business and told him I was very sorry to hear about his wife. If we could assist him with anything else, please call. He was crying when he hung up.

I was dying for someone to call up and piss me off. That would have been much easier to shake off.

(no subject)

Date: 2004-12-07 09:51 pm (UTC)
From: [identity profile] smalltownhero.livejournal.com
Oh wow... i bet that was heartbreaking..

Its sometimes hard for me to take 911 calls, in which someone has came home to find a loved one dead...or when something bad has happened to a child...

HUGS

(no subject)

Date: 2004-12-07 10:05 pm (UTC)
From: [identity profile] serene-orange.livejournal.com
I cannot imagine doing your job. I couldn't handle it. I would be mad as a hatter by now.

(no subject)

Date: 2004-12-08 05:42 am (UTC)
From: [identity profile] onnotangu.livejournal.com
I have to deal with the employee discounts for ford and all the affliate and retirees. I get alot of confused old people calling who have no clue of who they are talking to or what they really need.

sometimes i want to just travel the country helping old people respond to email and teach them how to use a computer..in trade for stories and a cup of tea.

(no subject)

Date: 2004-12-08 05:47 am (UTC)
From: [identity profile] serene-orange.livejournal.com
I miss my grandmother's stories.

(no subject)

Date: 2004-12-08 06:17 am (UTC)

(no subject)

Date: 2004-12-08 05:45 am (UTC)
From: [identity profile] depravedangel.livejournal.com
I hate taking calls, mostly from women, whose husbands have been deployed to fight this vendetta...err...war. They're 18-22 mostly, often with young children. And in addition to having to worry about mainitaining a household alone, they have to worry about their spouse not coming home.

Those, however, are not as bad as the ones from callers advising that their military spouse is now deceased. Those days, I HATE my job because I feel so badly for them and there isn't a damn thing I can do for them. :/

(no subject)

Date: 2004-12-08 05:49 am (UTC)
From: [identity profile] serene-orange.livejournal.com
I get a lot of people in chunks at a time that are needing us to give the info for the soldiers/sailors relief act. There are less and less right now because the interest rates are already low, not because less are going.

(no subject)

Date: 2004-12-08 06:39 am (UTC)
From: [identity profile] roshov.livejournal.com
Well until about 3 yrs ago (now working offshore), i used to have to deal with the other side of Jessica's call. After the death was announced, hang around and offer condolences until the police arrive and you can leave. When i had a bad kid call, i used to call up a friend or 2 with kids, go play with them for a while, made it all better.

(no subject)

Date: 2004-12-08 07:44 am (UTC)
From: [identity profile] antigone-ks.livejournal.com
I hate it when people come in with legitimate issues and I can't help them. Some guy came through last week, said his wife was in the hospital and he needed to get money-- but he's not on the account. Nothing I could do for him. I gave him to our VP to see if we could wire money from her account here to his account at another place, but I think we require a signature for that. Poor guy.

I much prefer the pissy ones.

(no subject)

Date: 2004-12-08 09:18 am (UTC)
From: [identity profile] glitter-ninja.livejournal.com
Sounds just terrible. When I took insurance calls, occasionally I would get someone who had either just been in an accident or who was dealing with a family member who was injured or dead from a wreck. That was hard. And the company I work for has a lot of members who are older farmers who don't understand newer procedures. 80 year old men living on their own, calling up angry and confused. Sometimes it was because an underwriter or an agent was being a prick. I went to bat for more than one elderly customer and I hope someone does the same for me when I'm old and crazy. (As opposed to being young and crazy like I am now.)

(no subject)

Date: 2004-12-08 08:08 pm (UTC)
From: [identity profile] omegaxl.livejournal.com
=0( I know those calls & those customers. The assholes that piss you off are much easier to take than this.

(no subject)

Date: 2004-12-12 11:33 am (UTC)
From: [identity profile] dangermouse74.livejournal.com
awwwww :-( i can only imagine how you felt and i can totally understand what you're saying, anger at a jerk would have been easier to deal with than that. *hugs*

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